Thursday, June 30, 2016

A new house

My house settled today.

I nearly forgot until I received an sms in the afternoon from my conveyancer after she'd attended settlement at 3pm saying 'Congratulations'.  Speaking of which, I don't remember last time paying so much for my conveyancer.  This one amounted to approx $1100.

I went for the settlement inspection last Friday and finally saw the inside of the house.  I wasn't exactly sure what I was meant to look for as this was the first settlement inspection that I had done.  Poked my head around, checked to see if the appliances were working, took photos.  Spoke to the vendor and found out it had been built around the 1950s, he had been living in it for 40 years and had done an extension.  Some of the kitchen cupboards were about to fall off, and the bedrooms didn't look too good.
Kitchen, dining area (extension)
Upstairs entering straight into the main bedroom
Rundown bedroom
Family room
Master Ensuite
Main bathroom
I don't think it will last too much longer... need to stop dragging feet...I guess I should slowly start the building process.

Wednesday, June 1, 2016

Thank God for - loan

Rather than always focusing on the stressors, I need to remember the blessings.

The blessing of being able to buy the house.

The timing of the purchases of the 2 houses according to God's perfect timing.  The house was auctioned at the right time before P's settlement so that he could put me down as a nominee for his purchase.

I finally decided to submit a loan application last week, not expecting anything.  I had to cancel my credit card to reduce my liabilities.  I also realised that my upcoming holiday was not covered by insurance as I hadn't spent the required $500 so I quickly had to add on a meal to my flight before cancelling my card.  Also had to check that I would still be covered even though I've cancelled my credit card, which I am.

Yesterday I got a call saying that I did have a loan approved - thank God!