Rather than always focusing on the stressors, I need to remember the blessings.
The blessing of being able to buy the house.
The timing of the purchases of the 2 houses according to God's perfect timing. The house was auctioned at the right time before P's settlement so that he could put me down as a nominee for his purchase.
I finally decided to submit a loan application last week, not expecting anything. I had to cancel my credit card to reduce my liabilities. I also realised that my upcoming holiday was not covered by insurance as I hadn't spent the required $500 so I quickly had to add on a meal to my flight before cancelling my card. Also had to check that I would still be covered even though I've cancelled my credit card, which I am.
Yesterday I got a call saying that I did have a loan approved - thank God!